Author: autumncapizzo

Do You Need To Budget? Come to Lakeshore High School, On Sunday, November 15th.

Are you trying to save for a car?
Are you trying to save for college?
Are you trying to move out?
If so we have the perfect seminar for you!
Saving money all starts with budgeting.
There are two options…
-Spend less
-Get another job
To spend less, you can get a financial plan:
A set of goals for spending, saving, and investing the money you receive.
First, you can find out your Fixed expenses: costs that don't change from month to month.
Second you can calculate your variable expenses: costs that vary in amount and type.
Third: you need to think of your liabilities: money owed to others, some sort of debt.
Now, make a personal property inventory: This is a list of the valuable items you own.
ALWAYS keep tax records, and others such as credit card numbers and phone numbers.

http://businessfinancemag.com/planning-budgeting-amp-reporting/6-steps-improving-budgeting-and-planning-process
http://www.flexstudy.com/catalog/schpdf.cfm?coursenum=9531a
http://www.infoentrepreneurs.org/en/guides/budgeting-and-business-planning/
http://searchfinancialapplications.techtarget.com/definition/Budgeting-planning-and-forecasting-BPF

CONTACT INFORMATION

LAKESHORE HIGHSCHOOL

Phone: 586-563-5574
Fax:555-555-555
Email: Autumncapizzo@yahoo.com

Lakeshore High School Library, Sunday Nov 15.

Tel: 586-563-5574

FACTS ABOUT BUDGETING

For keeping records of your tax, credit cards, and phone numbers there are a few options such as:
Technology: There are many computer programs, such as excel, & word that will allow you to use your information and put it into a file, however we both know that files can get lost….
At home: keeping your files in a file cabinet at home, is a possibility, yet is risky. If your house burns down or something happens, you lose the key or such, you are now locked out forever.
THE BEST SUGGESTION!!!!
Do both.

As of now, budgeting may be hard and harsh on your finances, but it does pay off. Heres a list of some of the things you should budget and start to save for:
A home
A kid
A car
College
A boat
Retirement
Making a sacrifice for a little would be the smarter choice and option to then achieve and have all these things, which is called: Personal Property Inventory.